Top 10 U.S. Cities Military Veterans Retire To

When Veterans retire from the military, they seek a place where they can settle down, enjoy their retirement years, and access the support and resources they deserve. But this decision can be challenging. After years of PCS moves and the military telling you where to live, how do you choose a “forever home” location? 

For many military families, the answer is to move “back home.” If you’ve spent many years moving around the country and the world, it may feel refreshing to move closer to family near your hometown. But many Veterans don’t want to buy a house in their home state. That means the options are endless! 

The good news is that America is home to numerous cities that cater to Veterans, offering proximity to military bases, Veterans Administration (VA) medical centers, affordable housing, and a high quality of life. When you’re thinking about where to live after the military, check out the cities on this list.

Top 10 Cities in the U.S. Where Veterans Retire

1. San Antonio, Texas

  • Nearest Military Base: Joint Base San Antonio 
  • Estimated Number of Veterans: Over 200,000  
  • VA Medical Centers: South Texas Veterans Health Care System 
  • Housing Prices and Cost of Living: Affordable housing with a cost of living below the national average

Why Military Veterans Retire Here: Often called “Military City, USA,” San Antonio has a military-friendly environment, low cost of living, and rich cultural heritage, which make it an attractive destination for Veterans. The city is home to numerous Veteran support organizations and events, creating a strong sense of community. 

2. Virginia Beach, Virginia 

  • Nearest Military Base: Naval Air Station Oceana 
  • Estimated Number of Veterans: Approximately 100,000  
  • VA Medical Centers: Hampton VA Medical Center 
  • Housing Prices and Cost of Living: Moderate housing costs with a reasonable cost of living

Why Military Veterans Retire Here: Virginia Beach offers a coastal lifestyle and easy access to VA healthcare facilities. The presence of military installations ensures a strong Veteran support network, and the city’s beautiful beaches provide opportunities for relaxation. 

3. Jacksonville, Florida 

  • Nearest Military Base: Naval Air Station Jacksonville  
  • Estimated Number of Veterans: Over 160,000 
  • VA Medical Centers: Malcolm Randall VA Medical Center (Gainesville, FL) 
  • Housing Prices and Cost of Living: Affordable housing and a relatively low cost of living

Why Military Veterans Retire Here: Jacksonville’s warm climate, proximity to the ocean, and Veteran-friendly atmosphere make it a popular choice. Nearby amenities support a variety of interests and lifestyles.

4. San Diego, California 

  • Nearest Military Base: Naval Base San Diego 
  • Estimated Number of Veterans: Around 100,000  
  • VA Medical Centers: VA San Diego Healthcare System 
  • Housing Prices and Cost of Living: Higher housing costs but a high quality of life

Why Military Veterans Retire Here: San Diego’s mild climate, picturesque coastline, and robust veteran community are attractive to retirees. Outdoor activities can be enjoyed year-round and there are numerous attractions for families. 

5. Tampa, Florida 

  • Nearest Military Base: MacDill Air Force Base 
  • Estimated Number of Veterans: Over 100,000  
  • VA Medical Centers: James A. Haley Veterans’ Hospital 
  • Housing Prices and Cost of Living: Affordable housing and a reasonable cost of living

Why Military Veterans Retire Here: Tampa’s vibrant culture, warm weather, and access to MacDill AFB make it appealing to Veterans. Local businesses and non-profits have recently rebranded the area as Military Bay, USA.

6. Colorado Springs, Colorado 

  • Nearest Military Base: Fort Carson 
  • Estimated Number of Veterans: Approximately 90,000  
  • VA Medical Centers: Rocky Mountain Regional VA Medical Center (Aurora, CO) 
  • Housing Prices and Cost of Living: Moderate housing costs and a comfortable cost of living

Why Military Veterans Retire Here: Colorado Springs boasts stunning natural beauty, a mild climate, and access to Fort Carson. The city is known for its year-round outdoor recreational opportunities. 

7. Norfolk, Virginia 

  • Nearest Military Base: Naval Station Norfolk 
  • Estimated Number of Veterans: Over 100,000  
  • VA Medical Centers: Hampton VA Medical Center 
  • Housing Prices and Cost of Living: Affordable housing and a reasonable cost of living 

Why Military Veterans Retire Here: Norfolk’s maritime history, military presence, and proximity to the Hampton VA Medical Center make it an ideal choice. The city offers numerous Veteran services and a strong sense of community. 

8. Las Vegas, Nevada 

  • Nearest Military Base: Nellis Air Force Base 
  • Estimated Number of Veterans: Approximately 100,000  
  • VA Medical Centers: VA Southern Nevada Healthcare System 
  • Housing Prices and Cost of Living: Affordable housing and a relatively low cost of living

Why Military Veterans Retire Here: Las Vegas provides an exciting atmosphere with numerous entertainment options. The VA healthcare system in southern Nevada ensures access to medical services, and the city’s affordability is a major draw for retirees. 

9. Washington, D.C. 

  • Nearest Military Base: Joint Base Myer-Henderson Hall 
  • Estimated Number of Veterans: Over 100,000  
  • VA Medical Centers: Washington DC VA Medical Center 
  • Housing Prices and Cost of Living: Higher housing costs but numerous amenities

Why Military Veterans Retire Here: The nation’s capital offers a wealth of cultural, historical, and recreational opportunities. With the Pentagon and numerous military organizations headquartered here, there are numerous opportunities for jobs, consulting, or networking. 

10. Oklahoma City, Oklahoma 

  • Nearest Military Base: Tinker Air Force Base 
  • Estimated Number of Veterans: Around 90,000  
  • VA Medical Centers: Oklahoma City VA Health Care System 
  • Housing Prices and Cost of Living: Affordable housing and a low cost of living

Why Military Veterans Retire Here: Oklahoma City is known for its friendly residents, affordable lifestyle, and proximity to Tinker AFB. The VA healthcare system in the city provides comprehensive medical services, making it an attractive choice for Veterans

Prepare for Your Military Retirement

The United States offers a wide range of retirement options for military Veterans, each with its unique benefits. Whether you prefer a coastal paradise, a mountain retreat, or an urban center, these top 10 cities provide Veterans with access to military bases, VA medical centers, affordable housing, and a supportive community. When choosing a place to retire, Veterans can consider these factors to find the perfect destination that suits their needs and preferences. 

If you’re preparing for military retirement or leaving the military for civilian jobs, then you’ll want to take advantage of the financial tools and interactive resources offered to GoVA’s Edge members. On The Edge, you’ll find job search tools, resume support, and cost of living calculators, along with numerous resources to help you prepare for retirement. The Edge membership is free to service members and families.

Register for The Edge today! 

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At GoVA, we’re proud to partner with a lender that delivers peace of mind to those who have served and continue to serve our county. Together, GoVA and TowneBank Mortgage are committed to helping our military service members achieve their dreams of homeownership, as well as providing them with valuable resources along the way. As experienced lenders, TowneBank Mortgage understands the need for a quick and easy mortgage process, especially during life’s transitional moments. Headquartered in Norfolk, just miles from the world’s largest naval base, TowneBank Mortgage has had the honor of helping thousands of military families through their VA loan offerings. Their team is knowledgeable about VA products and the local market, and in-house operations allow them to respond to questions and concerns in a timely manner. Together, we can get you to closing in 30 days or less. Trust TowneBank Mortgage and GoVA loans to get you home.

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