Auto Loans

Looking for New Wheels?

Don’t overpay on your next vehicle! Get the best auto loan rates for military families. Our members get free tools and courses so you can buy with confidence.

Understanding Auto Loans



The term is the length of your loan, usually from 24 months up to 72 months. The longer the term, the more interest you pay; however, longer term loans offer more affordable monthly payments.


Interest Rates

Interest rates fluctuate regularly in the market and can be dependent on your credit rating. Our partners provide the most competitive rates for military families.


Total Cost

This is how much you will pay to buy your vehicle, including the principal, interest, and any down payment or trade-in, over the life of the loan.

Popular Auto Loan Tools & Resources

Our tools give you support across all of your financial decisions to help you reach your goals with confidence.


Refinance Rates



Lease vs Buy Checklist



Trade-In Value Tool



Loan Refinancing Calculator



Budget Calculator



Credit Score & Report Tool


Don’t see what you need? Sign-up for The Edge today to view all of our auto loan tools and resources.

Want more FREE financial tools to see what payment you can afford?

Visit The Edge, our free financial wellness tool exclusively for military families.

Our Financial Improvement Tools (F.I.T.) meet the educational standards of these regulatory agencies:


Got Questions?

Submit your question/inquiry below and we will contact you within 2 business days.

About Our Partnership with TowneBank Mortgage

At GoVA, we’re proud to partner with a lender that delivers peace of mind to those who have served and continue to serve our county. Together, GoVA and TowneBank Mortgage are committed to helping our military service members achieve their dreams of homeownership, as well as providing them with valuable resources along the way. As experienced lenders, TowneBank Mortgage understands the need for a quick and easy mortgage process, especially during life’s transitional moments. Headquartered in Norfolk, just miles from the world’s largest naval base, TowneBank Mortgage has had the honor of helping thousands of military families through their VA loan offerings. Their team is knowledgeable about VA products and the local market, and in-house operations allow them to respond to questions and concerns in a timely manner. Together, we can get you to closing in 30 days or less. Trust TowneBank Mortgage and GoVA loans to get you home.

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