The GoVA Library
VA Loans
VA Loan Assumption: How Buyers Take Over a Seller's Rate
A VA loan assumption lets a qualified buyer take over a seller's existing loan and rate instead of financing a new mortgage. Here is how it …
Sep 8, 2026 How VA Loan Interest Rates Work (and Why They're Lower)
Why VA loan rates tend to beat conventional rates, what actually sets the number a lender offers you, and how to compare offers before you l…
Sep 1, 2026
VA Loan Eligible Property Types: What You Can Buy
See which homes qualify for a VA loan, from condos and manufactured homes to multi-unit properties, and which property types the VA will not…
Aug 25, 2026 2026 VA Loan Limits: What Higher Limits Mean for You
The VA's 2026 conforming loan limit rose to $832,750 in most counties. Here is what that number controls for your entitlement, and what it d…
Aug 25, 2026 VA Loan Entitlement: Can You Use It More Than Once?
Learn how VA loan entitlement works, what second-tier entitlement means, and how it can let you buy again without selling your current home …
Aug 11, 2026 VA IRRRL: How the Streamline Refinance Works in 2026
See how the VA IRRRL streamline refinance can lower your rate with less paperwork, who qualifies, and how it compares to a VA cash-out refin…
Aug 4, 2026
VA Loan Eligibility: Who Qualifies and How to Get Your COE
Learn the VA loan eligibility rules for active duty, veterans, Guard, Reserve, and surviving spouses, and how to request your Certificate of…
Aug 4, 2026
VA Cash-Out Refinance: Tap Your Home Equity as a Veteran
Learn how a VA cash-out refinance works, who qualifies, how the funding fee applies, and ways veterans can responsibly use home equity as ca…
May 11, 2026Ready to act on va loans?
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